UWM Holdings Corp - Asset Resilience Ratio
UWM Holdings Corp (UWMC) has an Asset Resilience Ratio of 0.51% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of UWM Holdings Corp to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2025)
This chart shows how UWM Holdings Corp's Asset Resilience Ratio has changed over time. See how leveraged is UWM Holdings Corp's balance sheet to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down UWM Holdings Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is UWM Holdings Corp worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $98.49 Million | 0.51% |
| Total Liquid Assets | $98.49 Million | 0.51% |
Asset Resilience Insights
- Limited Liquidity: UWM Holdings Corp maintains only 0.51% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
UWM Holdings Corp Industry Peers by Asset Resilience Ratio
Compare UWM Holdings Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Mr. Cooper Group Inc
NASDAQ:COOP |
Mortgage Finance | 0.16% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Firm Capital Mortgage Invest Corp
TO:FC |
Mortgage Finance | 2.40% |
|
Investeringsselskabet Luxor A/S
CO:LUXOR-B |
Mortgage Finance | -3.26% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.00% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 20.92% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
Annual Asset Resilience Ratio for UWM Holdings Corp (2020–2025)
The table below shows the annual Asset Resilience Ratio data for UWM Holdings Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.59% | $100.51 Million | $16.93 Billion | -0.06pp |
| 2024-12-31 | 0.66% | $103.01 Million | $15.67 Billion | -0.27pp |
| 2023-12-31 | 0.93% | $110.35 Million | $11.87 Billion | +0.10pp |
| 2022-12-31 | 0.83% | $113.29 Million | $13.60 Billion | 0.00pp |
| 2021-12-31 | 0.83% | $113.29 Million | $13.60 Billion | -0.49pp |
| 2020-12-31 | 1.32% | $152.26 Million | $11.49 Billion | -- |
About UWM Holdings Corp
UWM Holdings Corporation engages in the origination, sale, and servicing residential mortgage lending in the United States. The company offers mortgage loans through wholesale channel. It originates primarily conforming and government loans. The company was founded in 1986 and is headquartered in Pontiac, Michigan.