UWM Holdings Corp (UWMC) - Cash Flow Conversion Efficiency
Based on the latest financial reports, UWM Holdings Corp (UWMC) has a cash flow conversion efficiency ratio of -1.393x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($-2.23 Billion) by net assets ($1.60 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See UWMC equity financing ratio to measure how much of total assets are equity-financed.
UWM Holdings Corp - Cash Flow Conversion Efficiency Trend (2017–2025)
This chart illustrates how UWM Holdings Corp's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check how high is UWM Holdings Corp's earnings quality to evaluate the quality of earnings relative to operating cash generation.
UWM Holdings Corp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of UWM Holdings Corp ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Harbin Jiuzhou Electrical Co Ltd
SHE:300040
|
0.108x |
|
AMN Healthcare Services Inc
NYSE:AMN
|
0.035x |
|
Hanwha REIT Co. Ltd.
KO:451800
|
N/A |
|
Citycon Oyj
HE:CTY1S
|
0.006x |
|
Sichuan Goldstone Orient New Material Equipment Co Ltd
SHE:300434
|
0.063x |
|
Cosonic Intelligent Tech Co Ltd
SHE:300793
|
-0.026x |
|
Wuhan Sanzhen Industry Holding Co Ltd
SHG:600168
|
0.023x |
|
Hwang Chang General Contractor Co Ltd
TW:2543
|
0.032x |
Annual Cash Flow Conversion Efficiency for UWM Holdings Corp (2017–2025)
The table below shows the annual cash flow conversion efficiency of UWM Holdings Corp from 2017 to 2025. For the full company profile with market capitalisation and key ratios, see market cap of UWM Holdings Corp.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $1.59 Billion | $-2.65 Billion | -1.661x | +45.33% |
| 2024-12-31 | $2.05 Billion | $-6.24 Billion | -3.039x | -4651.06% |
| 2023-12-31 | $2.47 Billion | $165.24 Million | 0.067x | -97.44% |
| 2022-12-31 | $3.17 Billion | $8.27 Billion | 2.607x | 0.00% |
| 2021-12-31 | $3.17 Billion | $8.27 Billion | 2.607x | +162.16% |
| 2020-12-31 | $2.37 Billion | $-9.96 Billion | -4.194x | -5016.29% |
| 2019-12-31 | $661.32 Million | $56.41 Million | 0.085x | +102.94% |
| 2018-12-31 | $319.05 Million | $-926.17 Million | -2.903x | +10.33% |
| 2017-12-31 | $233.11 Million | $-754.64 Million | -3.237x | -- |
About UWM Holdings Corp
UWM Holdings Corporation engages in the origination, sale, and servicing residential mortgage lending in the United States. The company offers mortgage loans through wholesale channel. It originates primarily conforming and government loans. The company was founded in 1986 and is headquartered in Pontiac, Michigan.