Infinity Bank (Santa Ana CA)
Infinity Bancorp operates as the bank holding company for Infinity Bank that provides various banking products and services for individuals and businesses in Southern California. The company accepts checking and savings accounts. Its loan products include personal loans and home equity lines of credit; and business term loans, business lines of credit, accounts receivable financing, commercial re… Read more
Infinity Bank (Santa Ana CA) - Asset Resilience Ratio
Infinity Bank (Santa Ana CA) (INFT) has an Asset Resilience Ratio of 7.70% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2018–2023)
This chart shows how Infinity Bank (Santa Ana CA)'s Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Infinity Bank (Santa Ana CA)'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $28.72 Million | 7.7% |
| Total Liquid Assets | $28.72 Million | 7.70% |
Asset Resilience Insights
- Limited Liquidity: Infinity Bank (Santa Ana CA) maintains only 7.70% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Infinity Bank (Santa Ana CA) Industry Peers by Asset Resilience Ratio
Compare Infinity Bank (Santa Ana CA)'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Infinity Bank (Santa Ana CA) (2018–2023)
The table below shows the annual Asset Resilience Ratio data for Infinity Bank (Santa Ana CA).
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 13.94% | $42.51 Million | $304.96 Million | -2.82pp |
| 2022-12-31 | 16.76% | $51.98 Million | $310.17 Million | -5.73pp |
| 2021-12-31 | 22.49% | $66.76 Million | $296.83 Million | +11.26pp |
| 2020-12-31 | 11.23% | $23.01 Million | $204.88 Million | -12.59pp |
| 2019-12-31 | 23.83% | $27.79 Million | $116.63 Million | +1.55pp |
| 2018-12-31 | 22.28% | $15.71 Million | $70.54 Million | -- |