Jeffersonville Bancorp
Jeffersonville Bancorp operates as the bank holding company for Jeff Bank that provides community banking products and services to individuals, small businesses, and local municipal governments primarily in Sullivan County, New York. The company offers various deposit products, such as checking, money market, savings, individual retirement arrangement, and NOW, as well as demand and time deposits… Read more
Jeffersonville Bancorp - Asset Resilience Ratio
Jeffersonville Bancorp (JFBC) has an Asset Resilience Ratio of 27.82% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2023)
This chart shows how Jeffersonville Bancorp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Jeffersonville Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $188.66 Million | 27.82% |
| Total Liquid Assets | $188.66 Million | 27.82% |
Asset Resilience Insights
- Very High Liquidity: Jeffersonville Bancorp maintains exceptional liquid asset reserves at 27.82% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Jeffersonville Bancorp Industry Peers by Asset Resilience Ratio
Compare Jeffersonville Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Jeffersonville Bancorp (2009–2023)
The table below shows the annual Asset Resilience Ratio data for Jeffersonville Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 9.82% | $67.57 Million | $687.93 Million | +0.23pp |
| 2022-12-31 | 9.59% | $66.48 Million | $693.03 Million | -19.53pp |
| 2021-12-31 | 29.12% | $205.29 Million | $704.87 Million | +3.52pp |
| 2020-12-31 | 25.60% | $157.88 Million | $616.60 Million | +7.46pp |
| 2019-12-31 | 18.15% | $92.84 Million | $511.60 Million | +4.57pp |
| 2018-12-31 | 13.58% | $68.81 Million | $506.67 Million | -2.36pp |
| 2017-12-31 | 15.94% | $80.02 Million | $502.06 Million | -2.68pp |
| 2016-12-31 | 18.62% | $90.07 Million | $483.77 Million | -- |
| 2015-12-31 | 0.00% | $0.00 | $459.67 Million | -- |
| 2009-12-31 | 1.18% | $5.00 Million | $422.68 Million | -- |