Northway Financial Inc
Northway Financial, Inc. operates as the bank holding company for Northway Bank, provides various financial products and services in New Hampshire. The company offers checking, savings, money market, individual retirement, and municipal deposit accounts; certificates of deposit (CD); and debit and credit cards. It also provides mortgages; home equity loans; automobile, ATV, boat, and recreational… Read more
Northway Financial Inc - Asset Resilience Ratio
Northway Financial Inc (NWYF) has an Asset Resilience Ratio of 15.36% as of December 2020. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2023)
This chart shows how Northway Financial Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Northway Financial Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $172.12 Million | 15.36% |
| Total Liquid Assets | $172.12 Million | 15.36% |
Asset Resilience Insights
- Good Liquidity Position: Northway Financial Inc maintains a healthy 15.36% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Northway Financial Inc Industry Peers by Asset Resilience Ratio
Compare Northway Financial Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Northway Financial Inc (2001–2023)
The table below shows the annual Asset Resilience Ratio data for Northway Financial Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 19.12% | $246.76 Million | $1.29 Billion | -3.03pp |
| 2022-12-31 | 22.15% | $288.58 Million | $1.30 Billion | -2.01pp |
| 2021-12-31 | 24.16% | $301.43 Million | $1.25 Billion | +8.80pp |
| 2020-12-31 | 15.36% | $172.12 Million | $1.12 Billion | -2.14pp |
| 2019-12-31 | 17.50% | $160.48 Million | $917.00 Million | -6.82pp |
| 2018-12-31 | 24.32% | $225.41 Million | $926.90 Million | -4.88pp |
| 2017-12-31 | 29.20% | $258.11 Million | $884.08 Million | -0.14pp |
| 2016-12-31 | 29.34% | $261.01 Million | $889.60 Million | +29.31pp |
| 2015-12-31 | 0.03% | $248.00K | $933.60 Million | 0.00pp |
| 2014-12-31 | 0.03% | $248.00K | $925.71 Million | -1.32pp |
| 2006-12-31 | 1.35% | $8.76 Million | $650.88 Million | -0.99pp |
| 2005-12-31 | 2.34% | $14.78 Million | $632.73 Million | +0.62pp |
| 2004-12-31 | 1.72% | $10.97 Million | $638.42 Million | -0.98pp |
| 2003-12-31 | 2.70% | $16.47 Million | $609.22 Million | +1.00pp |
| 2002-12-31 | 1.70% | $10.17 Million | $598.32 Million | +0.36pp |
| 2001-12-31 | 1.34% | $6.90 Million | $513.94 Million | -- |