Pinnacle Bank
Pinnacle Bank, a commercial bank, provides various depository and credit services in the Santa Clara, San Benito, and Monterey counties in the United States. The company offers checking, savings, money market, business sweep, and individual retirement accounts, as well as certificates of deposit and certificates of deposit account registry services. It also provides home equity lines of credit an… Read more
Pinnacle Bank - Asset Resilience Ratio
Pinnacle Bank (PBNK) has an Asset Resilience Ratio of 0.00% as of December 2017. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2024)
This chart shows how Pinnacle Bank's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Pinnacle Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $0.00 | 0.00% |
Asset Resilience Insights
- Limited Liquidity: Pinnacle Bank maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company maintains a balanced mix of cash and short-term investments.
Pinnacle Bank Industry Peers by Asset Resilience Ratio
Compare Pinnacle Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Pinnacle Bank (2014–2024)
The table below shows the annual Asset Resilience Ratio data for Pinnacle Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 2.73% | $23.14 Million | $846.85 Million | -4.12pp |
| 2023-12-31 | 6.86% | $56.06 Million | $817.42 Million | -0.02pp |
| 2022-12-31 | 6.88% | $52.14 Million | $757.89 Million | +4.16pp |
| 2021-12-31 | 2.72% | $20.06 Million | $738.47 Million | +1.42pp |
| 2020-12-31 | 1.30% | $8.01 Million | $616.85 Million | +1.03pp |
| 2019-12-31 | 0.27% | $1.15 Million | $419.41 Million | -0.41pp |
| 2018-12-31 | 0.68% | $2.45 Million | $359.93 Million | -0.17pp |
| 2017-12-31 | 0.85% | $2.90 Million | $342.47 Million | -- |
| 2016-12-31 | 0.00% | $0.00 | $295.56 Million | -- |
| 2015-12-31 | 0.00% | $0.00 | $253.59 Million | -- |
| 2014-12-31 | 0.00% | $0.00 | $278.76 Million | -- |