United Tennessee Bankshares Inc
United Tennessee Bankshares, Inc. operates as the holding company for Newport Federal Bank that provides various financial services to individuals and corporate customers. The company accepts interest-bearing checking, savings, NOW, value checking, priority club checking, passbook savings, money market, and individual retirement accounts, as well as certificates of deposit. It offers one-to-four … Read more
United Tennessee Bankshares Inc - Asset Resilience Ratio
United Tennessee Bankshares Inc (UNTN) has an Asset Resilience Ratio of 43.93% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2024)
This chart shows how United Tennessee Bankshares Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down United Tennessee Bankshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $118.96 Million | 43.93% |
| Total Liquid Assets | $118.96 Million | 43.93% |
Asset Resilience Insights
- Very High Liquidity: United Tennessee Bankshares Inc maintains exceptional liquid asset reserves at 43.93% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
United Tennessee Bankshares Inc Industry Peers by Asset Resilience Ratio
Compare United Tennessee Bankshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for United Tennessee Bankshares Inc (2017–2024)
The table below shows the annual Asset Resilience Ratio data for United Tennessee Bankshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 43.93% | $118.96 Million | $270.78 Million | +1.19pp |
| 2023-12-31 | 42.74% | $112.33 Million | $262.83 Million | -4.97pp |
| 2022-12-31 | 47.71% | $119.76 Million | $251.03 Million | -3.06pp |
| 2021-12-31 | 50.77% | $131.16 Million | $258.33 Million | +3.25pp |
| 2020-12-31 | 47.52% | $114.28 Million | $240.47 Million | +10.27pp |
| 2019-12-31 | 37.25% | $78.93 Million | $211.86 Million | -0.83pp |
| 2018-12-31 | 38.09% | $78.44 Million | $205.95 Million | -4.13pp |
| 2017-12-31 | 42.21% | $85.56 Million | $202.68 Million | -- |