BankFirst Capital Corporation
BankFirst Capital Corporation operates as the bank holding company for BankFirst Financial Services that provides banking and financial services to individual and corporate customers in Mississippi and Alabama. It offers personal and business checking and savings products; and CDs and money market accounts. The company also provides home mortgages; construction, home equity, auto, boat and recrea… Read more
BankFirst Capital Corporation - Asset Resilience Ratio
BankFirst Capital Corporation (BFCC) has an Asset Resilience Ratio of 8.32% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how BankFirst Capital Corporation's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down BankFirst Capital Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $274.05 Million | 8.32% |
| Total Liquid Assets | $274.05 Million | 8.32% |
Asset Resilience Insights
- Limited Liquidity: BankFirst Capital Corporation maintains only 8.32% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
BankFirst Capital Corporation Industry Peers by Asset Resilience Ratio
Compare BankFirst Capital Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for BankFirst Capital Corporation (2016–2025)
The table below shows the annual Asset Resilience Ratio data for BankFirst Capital Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 8.32% | $274.05 Million | $3.30 Billion | +0.20pp |
| 2024-12-31 | 8.11% | $227.14 Million | $2.80 Billion | -0.53pp |
| 2023-12-31 | 8.64% | $235.47 Million | $2.73 Billion | -2.68pp |
| 2022-12-31 | 11.32% | $278.31 Million | $2.46 Billion | -11.97pp |
| 2021-12-31 | 23.29% | $423.54 Million | $1.82 Billion | +4.21pp |
| 2020-12-31 | 19.08% | $329.41 Million | $1.73 Billion | +2.08pp |
| 2019-12-31 | 17.00% | $217.65 Million | $1.28 Billion | +4.35pp |
| 2018-12-31 | 12.64% | $123.34 Million | $975.41 Million | +0.30pp |
| 2017-12-31 | 12.35% | $118.41 Million | $959.11 Million | -0.33pp |
| 2016-12-31 | 12.67% | $117.64 Million | $928.42 Million | -- |