Bank of South Carolina Corp
Bank of South Carolina Corporation operates as a bank holding company for The Bank of South Carolina that provides financial products and services primarily in Charleston, Berkeley, and Dorchester counties of South Carolina. Its deposits include non-interest-bearing demand accounts, NOW accounts, money market accounts, time deposits, and savings accounts, as well as certificates of deposit. The c… Read more
Bank of South Carolina Corp - Asset Resilience Ratio
Bank of South Carolina Corp (BKSC) has an Asset Resilience Ratio of 39.43% as of June 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2023)
This chart shows how Bank of South Carolina Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Bank of South Carolina Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $255.70 Million | 39.43% |
| Total Liquid Assets | $255.70 Million | 39.43% |
Asset Resilience Insights
- Very High Liquidity: Bank of South Carolina Corp maintains exceptional liquid asset reserves at 39.43% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Bank of South Carolina Corp Industry Peers by Asset Resilience Ratio
Compare Bank of South Carolina Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Bank of South Carolina Corp (2000–2023)
The table below shows the annual Asset Resilience Ratio data for Bank of South Carolina Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 25.96% | $164.55 Million | $633.82 Million | -15.54pp |
| 2022-12-31 | 41.51% | $271.17 Million | $653.35 Million | +10.24pp |
| 2021-12-31 | 31.26% | $212.35 Million | $679.22 Million | +5.94pp |
| 2020-12-31 | 25.32% | $134.82 Million | $532.49 Million | +2.75pp |
| 2019-12-31 | 22.57% | $100.45 Million | $445.01 Million | -5.31pp |
| 2018-12-31 | 27.89% | $119.67 Million | $429.14 Million | -3.30pp |
| 2017-12-31 | 31.18% | $139.25 Million | $446.57 Million | +2.20pp |
| 2016-12-31 | 28.98% | $119.98 Million | $413.95 Million | -1.08pp |
| 2015-12-31 | 30.06% | $120.00 Million | $399.17 Million | -0.98pp |
| 2014-12-31 | 31.04% | $113.99 Million | $367.23 Million | +3.28pp |
| 2013-12-31 | 27.76% | $94.65 Million | $340.89 Million | +9.78pp |
| 2012-12-31 | 17.98% | $58.51 Million | $325.41 Million | +15.15pp |
| 2001-12-31 | 2.83% | $4.49 Million | $158.47 Million | -1.76pp |
| 2000-12-31 | 4.59% | $7.33 Million | $159.78 Million | -- |