Blueharbor Bank
blueharbor bank provides various banking products and services in North Carolina. It accepts personal and business checking, savings, and investment accounts; time deposits; and offers personal loans, such as home equity line of credit and home mortgages, as well as business loans comprising small business and commercial construction loans, and lines of credit. The company also provides overdraft… Read more
Blueharbor Bank - Asset Resilience Ratio
Blueharbor Bank (BLHK) has an Asset Resilience Ratio of 8.51% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2023)
This chart shows how Blueharbor Bank's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Blueharbor Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $36.61 Million | 8.51% |
| Total Liquid Assets | $36.61 Million | 8.51% |
Asset Resilience Insights
- Limited Liquidity: Blueharbor Bank maintains only 8.51% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Blueharbor Bank Industry Peers by Asset Resilience Ratio
Compare Blueharbor Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Blueharbor Bank (2014–2023)
The table below shows the annual Asset Resilience Ratio data for Blueharbor Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 8.51% | $36.61 Million | $430.13 Million | -1.62pp |
| 2022-12-31 | 10.13% | $41.16 Million | $406.36 Million | -0.29pp |
| 2021-12-31 | 10.42% | $42.81 Million | $410.81 Million | -0.82pp |
| 2020-12-31 | 11.24% | $36.49 Million | $324.75 Million | +3.80pp |
| 2019-12-31 | 7.44% | $18.28 Million | $245.68 Million | -- |
| 2018-12-31 | 0.00% | $0.00 | $214.12 Million | -- |
| 2017-12-31 | 0.00% | $0.00 | $204.33 Million | -- |
| 2016-12-31 | 0.00% | $0.00 | $174.34 Million | -- |
| 2015-12-31 | 0.00% | $0.00 | $155.25 Million | -- |
| 2014-12-31 | 0.00% | $0.00 | $163.85 Million | -- |