Bank of Idaho Holding Company
Bank of Idaho Holding Company operates as the holding company for Bank of Idaho that provides personal and business banking products and services in Idaho. The company offers checking and savings, and money market accounts, as well as individual retirement accounts, certificate of deposit, and various accounts and deposits; and auto, home, recreational vehicle, personal, agriculture, small busine… Read more
Bank of Idaho Holding Company - Asset Resilience Ratio
Bank of Idaho Holding Company (BOID) has an Asset Resilience Ratio of 11.63% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2018–2023)
This chart shows how Bank of Idaho Holding Company's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Bank of Idaho Holding Company's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $150.46 Million | 11.63% |
| Total Liquid Assets | $150.46 Million | 11.63% |
Asset Resilience Insights
- Moderate Liquidity: Bank of Idaho Holding Company has 11.63% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Bank of Idaho Holding Company Industry Peers by Asset Resilience Ratio
Compare Bank of Idaho Holding Company's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Bank of Idaho Holding Company (2018–2023)
The table below shows the annual Asset Resilience Ratio data for Bank of Idaho Holding Company.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 8.18% | $93.06 Million | $1.14 Billion | -2.52pp |
| 2022-12-31 | 10.71% | $104.91 Million | $979.89 Million | -9.14pp |
| 2021-12-31 | 19.84% | $146.35 Million | $737.58 Million | +1.59pp |
| 2020-12-31 | 18.26% | $105.11 Million | $575.78 Million | -2.71pp |
| 2019-12-31 | 20.96% | $84.96 Million | $405.25 Million | -5.57pp |
| 2018-12-31 | 26.54% | $88.61 Million | $333.95 Million | -- |