Citba Financial Corp
CITBA Financial Corporation operates as the holding company for Citizens Bank that provides various banking services in the United States. The company offers community, relationship, student, heritage, and heroes checking accounts; regular, money market, premium rate plus, junior, and health savings account, as well as certificate of deposit and individual retirement account; and business checkin… Read more
Citba Financial Corp - Asset Resilience Ratio
Citba Financial Corp (CBAF) has an Asset Resilience Ratio of 26.30% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2024)
This chart shows how Citba Financial Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Citba Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $174.52 Million | 26.3% |
| Total Liquid Assets | $174.52 Million | 26.30% |
Asset Resilience Insights
- Very High Liquidity: Citba Financial Corp maintains exceptional liquid asset reserves at 26.30% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Citba Financial Corp Industry Peers by Asset Resilience Ratio
Compare Citba Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Citba Financial Corp (2016–2024)
The table below shows the annual Asset Resilience Ratio data for Citba Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 26.26% | $168.90 Million | $643.28 Million | -3.00pp |
| 2023-12-31 | 29.26% | $189.64 Million | $648.14 Million | -2.33pp |
| 2022-12-31 | 31.58% | $199.66 Million | $632.15 Million | +11.96pp |
| 2021-12-31 | 19.62% | $125.04 Million | $637.27 Million | +1.37pp |
| 2020-12-31 | 18.26% | $107.52 Million | $588.98 Million | -2.45pp |
| 2019-12-31 | 20.70% | $100.76 Million | $486.75 Million | +0.93pp |
| 2018-12-31 | 19.77% | $95.02 Million | $480.72 Million | -0.52pp |
| 2017-12-31 | 20.29% | $93.83 Million | $462.48 Million | -0.14pp |
| 2016-12-31 | 20.42% | $91.28 Million | $446.89 Million | -- |