California First National Bancorp
California First Leasing Corporation engages in the provision of loans and lease financing for universities, businesses, other commercial or non-profit organizations, healthcare, and state and local municipalities. The company was formerly known as California First National Bancorp and changed its name to California First Leasing Corporation in February 2021. California First Leasing Corporation … Read more
California First National Bancorp - Asset Resilience Ratio
California First National Bancorp (CFNB) has an Asset Resilience Ratio of 19.17% as of June 2020. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2020)
This chart shows how California First National Bancorp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down California First National Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $51.34 Million | 19.17% |
| Total Liquid Assets | $51.34 Million | 19.17% |
Asset Resilience Insights
- Good Liquidity Position: California First National Bancorp maintains a healthy 19.17% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
California First National Bancorp Industry Peers by Asset Resilience Ratio
Compare California First National Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for California First National Bancorp (2001–2020)
The table below shows the annual Asset Resilience Ratio data for California First National Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2020-06-30 | 19.17% | $51.34 Million | $267.76 Million | -13.59pp |
| 2019-06-30 | 32.77% | $99.92 Million | $304.94 Million | +13.34pp |
| 2018-06-30 | 19.43% | $75.61 Million | $389.20 Million | +6.08pp |
| 2017-06-30 | 13.35% | $95.51 Million | $715.59 Million | +2.56pp |
| 2016-06-30 | 10.79% | $95.84 Million | $888.18 Million | -- |
| 2015-06-30 | 0.00% | $0.00 | $731.07 Million | -- |
| 2014-06-30 | 0.00% | $0.00 | $579.55 Million | -- |
| 2013-06-30 | 4.73% | $26.41 Million | $558.90 Million | +3.25pp |
| 2012-06-30 | 1.48% | $7.19 Million | $486.17 Million | -2.18pp |
| 2011-06-30 | 3.66% | $19.18 Million | $524.41 Million | +0.79pp |
| 2010-06-30 | 2.86% | $12.99 Million | $453.60 Million | -1.22pp |
| 2009-06-30 | 4.09% | $19.98 Million | $488.97 Million | -4.56pp |
| 2008-06-30 | 8.65% | $33.44 Million | $386.59 Million | +1.24pp |
| 2007-06-30 | 7.41% | $24.39 Million | $329.19 Million | +1.83pp |
| 2006-06-30 | 5.58% | $17.53 Million | $314.36 Million | +1.05pp |
| 2005-06-30 | 4.52% | $12.61 Million | $278.82 Million | +2.35pp |
| 2004-06-30 | 2.17% | $5.96 Million | $274.55 Million | -0.20pp |
| 2003-06-30 | 2.37% | $6.61 Million | $278.69 Million | -1.02pp |
| 2002-06-30 | 3.39% | $10.47 Million | $308.64 Million | -2.49pp |
| 2001-06-30 | 5.89% | $19.82 Million | $336.67 Million | -- |