Cashmere Valley Bank
Cashmere Valley Bank, a state chartered bank, provides banking products and services to small and middle-market businesses, and retail customers. The company offers checking and savings accounts; personal, auto, boat, RV, home equity, and mortgages loans; home purchase, refinance, and construction loans; and commercial real estate, commercial, and small business administration loans, as well as o… Read more
Cashmere Valley Bank - Asset Resilience Ratio
Cashmere Valley Bank (CSHX) has an Asset Resilience Ratio of 36.24% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2023)
This chart shows how Cashmere Valley Bank's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Cashmere Valley Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $794.15 Million | 36.24% |
| Total Liquid Assets | $794.15 Million | 36.24% |
Asset Resilience Insights
- Very High Liquidity: Cashmere Valley Bank maintains exceptional liquid asset reserves at 36.24% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Cashmere Valley Bank Industry Peers by Asset Resilience Ratio
Compare Cashmere Valley Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Cashmere Valley Bank (2015–2023)
The table below shows the annual Asset Resilience Ratio data for Cashmere Valley Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 31.86% | $650.90 Million | $2.04 Billion | -0.23pp |
| 2022-12-31 | 32.10% | $670.08 Million | $2.09 Billion | -17.50pp |
| 2021-12-31 | 49.60% | $1.10 Billion | $2.22 Billion | +6.66pp |
| 2020-12-31 | 42.94% | $856.33 Million | $1.99 Billion | +10.12pp |
| 2019-12-31 | 32.82% | $542.09 Million | $1.65 Billion | +3.90pp |
| 2018-12-31 | 28.93% | $439.92 Million | $1.52 Billion | -5.03pp |
| 2017-12-31 | 33.96% | $514.85 Million | $1.52 Billion | +4.99pp |
| 2016-12-31 | 28.97% | $421.26 Million | $1.45 Billion | -- |
| 2015-12-31 | 0.00% | $0.00 | $1.38 Billion | -- |