CommerceWest Bank
CW Bancorp operates as a holding company for CommerceWest Bank that provides various commercial banking products and services for small and mid-sized businesses in California. The company offers loans, including commercial real estate, asset based, mergers and acquisitions, international, and term loans, as well as lines of credit. It also provides checking and analyzed, money market deposit, sav… Read more
CommerceWest Bank - Asset Resilience Ratio
CommerceWest Bank (CWBK) has an Asset Resilience Ratio of 11.69% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2024)
This chart shows how CommerceWest Bank's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down CommerceWest Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $131.55 Million | 11.69% |
| Total Liquid Assets | $131.55 Million | 11.69% |
Asset Resilience Insights
- Moderate Liquidity: CommerceWest Bank has 11.69% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
CommerceWest Bank Industry Peers by Asset Resilience Ratio
Compare CommerceWest Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for CommerceWest Bank (2017–2024)
The table below shows the annual Asset Resilience Ratio data for CommerceWest Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 5.16% | $76.88 Million | $1.49 Billion | -3.35pp |
| 2023-12-31 | 8.51% | $110.81 Million | $1.30 Billion | -0.15pp |
| 2022-12-31 | 8.67% | $124.61 Million | $1.44 Billion | -2.35pp |
| 2021-12-31 | 11.02% | $150.52 Million | $1.37 Billion | +5.19pp |
| 2020-12-31 | 5.83% | $76.83 Million | $1.32 Billion | -1.92pp |
| 2019-12-31 | 7.75% | $68.46 Million | $883.45 Million | +0.03pp |
| 2018-12-31 | 7.71% | $61.58 Million | $798.29 Million | -1.17pp |
| 2017-12-31 | 8.89% | $68.38 Million | $769.50 Million | -- |