Community Bancorp of Santa Maria
Community Bancorp of Santa Maria operates as the bank holding company for Community Bank of Santa Maria that provides various banking products and services for businesses and individuals. The company's deposit products include checking, NOW, money market savings, savings, seedling, Christmas Club, individual retirement, and CDARS accounts; and certificates of deposit. Its loan portfolio comprises… Read more
Community Bancorp of Santa Maria - Asset Resilience Ratio
Community Bancorp of Santa Maria (CYSM) has an Asset Resilience Ratio of 32.26% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2023)
This chart shows how Community Bancorp of Santa Maria's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Community Bancorp of Santa Maria's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $126.41 Million | 32.26% |
| Total Liquid Assets | $126.41 Million | 32.26% |
Asset Resilience Insights
- Very High Liquidity: Community Bancorp of Santa Maria maintains exceptional liquid asset reserves at 32.26% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Community Bancorp of Santa Maria Industry Peers by Asset Resilience Ratio
Compare Community Bancorp of Santa Maria's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Community Bancorp of Santa Maria (2015–2023)
The table below shows the annual Asset Resilience Ratio data for Community Bancorp of Santa Maria.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 32.26% | $126.41 Million | $391.82 Million | -3.74pp |
| 2022-12-31 | 36.00% | $143.55 Million | $398.70 Million | +8.77pp |
| 2021-12-31 | 27.24% | $113.04 Million | $415.01 Million | +11.47pp |
| 2020-12-31 | 15.77% | $53.44 Million | $338.80 Million | -5.74pp |
| 2019-12-31 | 21.52% | $56.69 Million | $263.46 Million | -0.03pp |
| 2018-12-31 | 21.55% | $54.13 Million | $251.21 Million | -5.22pp |
| 2017-12-31 | 26.77% | $72.80 Million | $272.00 Million | +26.73pp |
| 2016-12-31 | 0.04% | $100.00K | $250.07 Million | -- |
| 2015-12-31 | 0.00% | $0.00 | $236.84 Million | -- |