Dacotah Banks Inc
Dacotah Banks, Inc. operates as the bank holding company for Dacotah Bank that provides various banking products and services in Minnesota, North Dakota, and South Dakota. The company offers personal banking services, including checking and debit accounts, savings accounts, loans, credit and debit cards, prepaid cards, youth banking, and a mobile app, as well as online banking. It also provides b… Read more
Dacotah Banks Inc - Asset Resilience Ratio
Dacotah Banks Inc (DBIN) has an Asset Resilience Ratio of 14.15% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2023)
This chart shows how Dacotah Banks Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Dacotah Banks Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $589.07 Million | 14.15% |
| Total Liquid Assets | $589.07 Million | 14.15% |
Asset Resilience Insights
- Moderate Liquidity: Dacotah Banks Inc has 14.15% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Dacotah Banks Inc Industry Peers by Asset Resilience Ratio
Compare Dacotah Banks Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Dacotah Banks Inc (2000–2023)
The table below shows the annual Asset Resilience Ratio data for Dacotah Banks Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 14.15% | $589.07 Million | $4.16 Billion | -2.62pp |
| 2022-12-31 | 16.77% | $604.81 Million | $3.61 Billion | +0.89pp |
| 2021-12-31 | 15.87% | $538.59 Million | $3.39 Billion | +6.91pp |
| 2020-12-31 | 8.96% | $278.11 Million | $3.10 Billion | +8.46pp |
| 2018-12-31 | 0.50% | $12.92 Million | $2.58 Billion | +0.06pp |
| 2017-12-31 | 0.44% | $10.69 Million | $2.41 Billion | +0.03pp |
| 2016-12-31 | 0.41% | $9.44 Million | $2.30 Billion | -0.09pp |
| 2015-12-31 | 0.50% | $11.18 Million | $2.23 Billion | +0.18pp |
| 2014-12-31 | 0.32% | $6.89 Million | $2.17 Billion | -0.21pp |
| 2013-12-31 | 0.53% | $11.09 Million | $2.11 Billion | -0.71pp |
| 2002-12-31 | 1.24% | $11.20 Million | $906.79 Million | -0.85pp |
| 2001-12-31 | 2.09% | $18.00 Million | $863.08 Million | +0.17pp |
| 2000-12-31 | 1.91% | $13.83 Million | $722.91 Million | -- |