Endeavor Bank
Endeavor Bancorp. operates as the bank holding company for Endeavor Bank that provides various banking products and services for small-to-medium-sized businesses in California. It offers checking and money market accounts; money market accounts; certificate of deposits; lines of credit and term loans; commercial real estate loans; conventional property loans; SBA 504 and SBA 7A loans; equipment f… Read more
Endeavor Bank - Asset Resilience Ratio
Endeavor Bank (EDVR) has an Asset Resilience Ratio of 0.89% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2023)
This chart shows how Endeavor Bank's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Endeavor Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $5.06 Million | 0.89% |
| Total Liquid Assets | $5.06 Million | 0.89% |
Asset Resilience Insights
- Limited Liquidity: Endeavor Bank maintains only 0.89% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Endeavor Bank Industry Peers by Asset Resilience Ratio
Compare Endeavor Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Endeavor Bank (2021–2023)
The table below shows the annual Asset Resilience Ratio data for Endeavor Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 0.89% | $5.06 Million | $570.15 Million | -0.19pp |
| 2022-12-31 | 1.08% | $5.19 Million | $480.43 Million | -0.08pp |
| 2021-12-31 | 1.16% | $4.99 Million | $429.27 Million | -- |