ENB Financial Corp
ENB Financial Corp operates as the bank holding company for Ephrata National Bank that provides various financial services to individuals and small-to-medium-sized businesses in the United States. The company offers deposit products comprising non-interest bearing and interest-bearing demand deposits, NOW accounts, money market deposit accounts, savings accounts, and time deposits; and direct dep… Read more
ENB Financial Corp - Asset Resilience Ratio
ENB Financial Corp (ENBP) has an Asset Resilience Ratio of 21.22% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how ENB Financial Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down ENB Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $472.31 Million | 21.22% |
| Total Liquid Assets | $472.31 Million | 21.22% |
Asset Resilience Insights
- Good Liquidity Position: ENB Financial Corp maintains a healthy 21.22% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
ENB Financial Corp Industry Peers by Asset Resilience Ratio
Compare ENB Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for ENB Financial Corp (2000–2024)
The table below shows the annual Asset Resilience Ratio data for ENB Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 27.77% | $616.43 Million | $2.22 Billion | +4.80pp |
| 2023-12-31 | 22.97% | $459.57 Million | $2.00 Billion | -5.50pp |
| 2022-12-31 | 28.47% | $529.14 Million | $1.86 Billion | -4.03pp |
| 2021-12-31 | 32.50% | $558.09 Million | $1.72 Billion | -0.08pp |
| 2020-12-31 | 32.58% | $476.43 Million | $1.46 Billion | +5.71pp |
| 2019-12-31 | 26.87% | $314.81 Million | $1.17 Billion | -0.46pp |
| 2018-12-31 | 27.33% | $300.00 Million | $1.10 Billion | -3.60pp |
| 2017-12-31 | 30.93% | $319.66 Million | $1.03 Billion | -0.38pp |
| 2016-12-31 | 31.30% | $308.11 Million | $984.25 Million | -0.66pp |
| 2015-12-31 | 31.96% | $289.42 Million | $905.60 Million | -2.55pp |
| 2014-12-31 | 34.51% | $295.82 Million | $857.21 Million | -2.46pp |
| 2013-12-31 | 36.97% | $300.33 Million | $812.26 Million | +34.27pp |
| 2012-12-31 | 2.71% | $21.62 Million | $799.19 Million | +0.19pp |
| 2011-12-31 | 2.51% | $19.38 Million | $771.15 Million | -0.14pp |
| 2010-12-31 | 2.65% | $19.84 Million | $747.77 Million | +2.05pp |
| 2009-12-31 | 0.60% | $4.35 Million | $725.95 Million | +0.58pp |
| 2008-12-31 | 0.02% | $106.00K | $688.42 Million | +0.00pp |
| 2007-12-31 | 0.02% | $96.00K | $633.76 Million | -0.03pp |
| 2006-12-31 | 0.05% | $294.00K | $606.67 Million | 0.00pp |
| 2005-12-31 | 0.05% | $300.00K | $577.58 Million | -0.47pp |
| 2003-12-31 | 0.52% | $2.75 Million | $526.00 Million | +0.18pp |
| 2002-12-31 | 0.34% | $1.62 Million | $478.88 Million | -1.08pp |
| 2001-12-31 | 1.42% | $6.22 Million | $438.87 Million | +1.39pp |
| 2000-12-31 | 0.03% | $100.00K | $388.26 Million | -- |