Es Bancshares Md
ES Bancshares, Inc., through its subsidiary, Empire State Bank, provides various financial services in New York. The company offers personal and business checking, money market, and savings accounts; certificate of deposit accounts; and individual retirement accounts. It also provides SBA loans, commercial term and commercial real estate loans, and secured lines and commercial letters of credit; … Read more
Es Bancshares Md - Asset Resilience Ratio
Es Bancshares Md (ESBS) has an Asset Resilience Ratio of 1.28% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2023)
This chart shows how Es Bancshares Md's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Es Bancshares Md's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $8.18 Million | 1.28% |
| Total Liquid Assets | $8.18 Million | 1.28% |
Asset Resilience Insights
- Limited Liquidity: Es Bancshares Md maintains only 1.28% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Es Bancshares Md Industry Peers by Asset Resilience Ratio
Compare Es Bancshares Md's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Es Bancshares Md (2015–2023)
The table below shows the annual Asset Resilience Ratio data for Es Bancshares Md.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 1.28% | $8.18 Million | $638.75 Million | -0.21pp |
| 2022-12-31 | 1.49% | $8.78 Million | $587.86 Million | +0.73pp |
| 2021-12-31 | 0.76% | $3.93 Million | $515.69 Million | -0.49pp |
| 2020-12-31 | 1.25% | $6.46 Million | $515.77 Million | +0.47pp |
| 2019-12-31 | 0.79% | $3.30 Million | $420.82 Million | -0.17pp |
| 2018-12-31 | 0.96% | $3.85 Million | $402.91 Million | -0.57pp |
| 2017-12-31 | 1.52% | $4.40 Million | $288.62 Million | -- |
| 2016-12-31 | 0.00% | $0.00 | $236.86 Million | -- |
| 2015-12-31 | 0.00% | $0.00 | $196.02 Million | -- |