First Acceptance Corp
First Acceptance Corporation, together with its subsidiaries, operates as a retailer, servicer, and underwriter of non-standard personal automobile insurance and related products in the United States. It issues non-standard automobile insurance policies to individuals based on their inability or unwillingness to obtain insurance coverage from standard carriers due to various factors, including th… Read more
First Acceptance Corp - Asset Resilience Ratio
First Acceptance Corp (FACO) has an Asset Resilience Ratio of 43.90% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2024)
This chart shows how First Acceptance Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down First Acceptance Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $339.48 Million | 43.9% |
| Total Liquid Assets | $339.48 Million | 43.90% |
Asset Resilience Insights
- Very High Liquidity: First Acceptance Corp maintains exceptional liquid asset reserves at 43.90% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
First Acceptance Corp Industry Peers by Asset Resilience Ratio
Compare First Acceptance Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Syarikat Takaful Malaysia Bhd
KLSE:6139 |
Insurance - Specialty | 6.76% |
|
ACMAT Corporation
PINK:ACMT |
Insurance - Specialty | 10.59% |
|
Enact Holdings Inc
NASDAQ:ACT |
Insurance - Specialty | 26.14% |
|
Assured Guaranty Ltd
NYSE:AGO |
Insurance - Specialty | 19.30% |
|
Ambac Financial Group Inc
NYSE:AMBC |
Insurance - Specialty | 19.88% |
|
AMERISAFE Inc
NASDAQ:AMSF |
Insurance - Specialty | 39.23% |
|
AXIS Capital Holdings Ltd
NYSE:AXS |
Insurance - Specialty | 4.09% |
|
Beazley plc
PINK:BZLYF |
Insurance - Specialty | 0.00% |
Annual Asset Resilience Ratio for First Acceptance Corp (2003–2024)
The table below shows the annual Asset Resilience Ratio data for First Acceptance Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 14.19% | $96.57 Million | $680.39 Million | -20.41pp |
| 2023-12-31 | 34.60% | $192.88 Million | $557.42 Million | +2.77pp |
| 2022-12-31 | 31.84% | $113.32 Million | $355.94 Million | -5.25pp |
| 2021-12-31 | 37.09% | $119.67 Million | $322.65 Million | -6.01pp |
| 2020-12-31 | 43.10% | $146.94 Million | $340.95 Million | +7.60pp |
| 2019-12-31 | 35.50% | $126.51 Million | $356.41 Million | -3.85pp |
| 2018-12-31 | 39.35% | $153.09 Million | $389.08 Million | +6.52pp |
| 2017-12-31 | 32.83% | $129.94 Million | $395.86 Million | +3.53pp |
| 2016-12-31 | 29.30% | $117.21 Million | $400.07 Million | +27.73pp |
| 2015-12-31 | 1.57% | $6.30 Million | $402.13 Million | -1.11pp |
| 2014-12-31 | 2.68% | $8.79 Million | $328.57 Million | -2.55pp |
| 2013-12-31 | 5.23% | $14.30 Million | $273.71 Million | +1.65pp |
| 2012-12-31 | 3.58% | $9.38 Million | $262.30 Million | -1.19pp |
| 2010-12-31 | 4.77% | $14.12 Million | $296.29 Million | +2.20pp |
| 2009-12-31 | 2.56% | $9.14 Million | $356.34 Million | +1.02pp |
| 2008-12-31 | 1.54% | $5.53 Million | $358.96 Million | -0.27pp |
| 2007-12-31 | 1.81% | $8.56 Million | $473.23 Million | +0.86pp |
| 2006-12-31 | 0.95% | $4.74 Million | $498.89 Million | +0.32pp |
| 2005-12-31 | 0.63% | $2.73 Million | $434.31 Million | -0.64pp |
| 2004-12-31 | 1.26% | $4.18 Million | $330.72 Million | +0.89pp |
| 2003-12-31 | 0.37% | $1.06 Million | $285.67 Million | -- |