Freedom Bank of Virginia
Freedom Financial Holdings, Inc. operates as the bank holding company for The Freedom Bank of Virginia that provides commercial banking, personal banking, and mortgage banking solutions in Vienna, Fairfax, Chantilly, Reston, and Manassas, Virginia. The company offers personal and business checking accounts, interest-bearing business savings accounts, money market accounts, personal savings accoun… Read more
Freedom Bank of Virginia - Asset Resilience Ratio
Freedom Bank of Virginia (FDVA) has an Asset Resilience Ratio of 18.07% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2023)
This chart shows how Freedom Bank of Virginia's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Freedom Bank of Virginia's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $193.74 Million | 18.07% |
| Total Liquid Assets | $193.74 Million | 18.07% |
Asset Resilience Insights
- Good Liquidity Position: Freedom Bank of Virginia maintains a healthy 18.07% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Freedom Bank of Virginia Industry Peers by Asset Resilience Ratio
Compare Freedom Bank of Virginia's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Freedom Bank of Virginia (2012–2023)
The table below shows the annual Asset Resilience Ratio data for Freedom Bank of Virginia.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 19.48% | $211.26 Million | $1.08 Billion | +1.15pp |
| 2022-12-31 | 18.33% | $181.56 Million | $990.63 Million | -1.24pp |
| 2021-12-31 | 19.57% | $171.53 Million | $876.67 Million | +6.90pp |
| 2020-12-31 | 12.67% | $97.19 Million | $767.04 Million | +2.71pp |
| 2019-12-31 | 9.96% | $49.85 Million | $500.39 Million | -0.10pp |
| 2018-12-31 | 10.07% | $48.20 Million | $478.81 Million | -1.56pp |
| 2017-12-31 | 11.63% | $61.99 Million | $533.12 Million | +5.77pp |
| 2016-12-31 | 5.86% | $29.07 Million | $496.54 Million | +4.45pp |
| 2015-12-31 | 1.40% | $5.62 Million | $400.44 Million | -6.15pp |
| 2014-12-31 | 7.55% | $25.86 Million | $342.61 Million | +1.04pp |
| 2013-12-31 | 6.51% | $17.84 Million | $274.20 Million | -1.79pp |
| 2012-12-31 | 8.30% | $19.80 Million | $238.64 Million | -- |