First Farmers Financial Corp
First Farmers Financial Corporation operates as the financial holding company for First Farmers Bank & Trust, which provides banking products and services to individuals, families, and businesses. The company offers business products, including checking and savings accounts, business lending, leasing, treasury management, small business loans, autobooks and home base; personal banking products, s… Read more
First Farmers Financial Corp - Asset Resilience Ratio
First Farmers Financial Corp (FFMR) has an Asset Resilience Ratio of 19.13% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2023)
This chart shows how First Farmers Financial Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down First Farmers Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $636.22 Million | 19.13% |
| Total Liquid Assets | $636.22 Million | 19.13% |
Asset Resilience Insights
- Good Liquidity Position: First Farmers Financial Corp maintains a healthy 19.13% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
First Farmers Financial Corp Industry Peers by Asset Resilience Ratio
Compare First Farmers Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for First Farmers Financial Corp (2014–2023)
The table below shows the annual Asset Resilience Ratio data for First Farmers Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 18.94% | $569.41 Million | $3.01 Billion | +2.22pp |
| 2022-12-31 | 16.73% | $459.71 Million | $2.75 Billion | -0.41pp |
| 2021-12-31 | 17.14% | $418.05 Million | $2.44 Billion | -0.67pp |
| 2020-12-31 | 17.81% | $394.27 Million | $2.21 Billion | -1.36pp |
| 2019-12-31 | 19.17% | $367.27 Million | $1.92 Billion | +1.07pp |
| 2018-12-31 | 18.10% | $316.63 Million | $1.75 Billion | +0.96pp |
| 2017-12-31 | 17.14% | $287.40 Million | $1.68 Billion | +0.55pp |
| 2016-12-31 | 16.59% | $267.80 Million | $1.61 Billion | +16.04pp |
| 2015-12-31 | 0.54% | $8.03 Million | $1.48 Billion | +0.33pp |
| 2014-12-31 | 0.22% | $2.92 Million | $1.34 Billion | -- |