Foresight Financial
Foresight Financial Group, Inc. provides banking services to individuals and businesses through its facilities in the Rockford, Freeport, German Valley, Davis, Lena, Winnebago, Pecatonica, Kankakee, Loves Park, Machesney Park, Belvidere, and Herscher, and Illinois areas. Its deposit products include demand deposits and certificates of deposit; and loan portfolio comprises agricultural, agribusine… Read more
Foresight Financial - Asset Resilience Ratio
Foresight Financial (FGFH) has an Asset Resilience Ratio of 25.69% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Foresight Financial's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Foresight Financial's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $428.69 Million | 25.69% |
| Total Liquid Assets | $428.69 Million | 25.69% |
Asset Resilience Insights
- Very High Liquidity: Foresight Financial maintains exceptional liquid asset reserves at 25.69% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Foresight Financial Industry Peers by Asset Resilience Ratio
Compare Foresight Financial's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Foresight Financial (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Foresight Financial.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 25.69% | $428.69 Million | $1.67 Billion | +2.47pp |
| 2023-12-31 | 23.22% | $365.62 Million | $1.57 Billion | -3.27pp |
| 2022-12-31 | 26.49% | $391.33 Million | $1.48 Billion | -3.77pp |
| 2021-12-31 | 30.26% | $439.88 Million | $1.45 Billion | +4.09pp |
| 2020-12-31 | 26.17% | $362.30 Million | $1.38 Billion | +1.38pp |
| 2019-12-31 | 24.79% | $300.82 Million | $1.21 Billion | +23.94pp |
| 2018-12-31 | 0.84% | $9.97 Million | $1.18 Billion | -0.07pp |
| 2017-12-31 | 0.92% | $10.67 Million | $1.16 Billion | -0.02pp |
| 2016-12-31 | 0.93% | $10.61 Million | $1.14 Billion | -0.35pp |
| 2015-12-31 | 1.29% | $13.88 Million | $1.08 Billion | -0.28pp |
| 2014-12-31 | 1.57% | $14.47 Million | $922.95 Million | +0.89pp |
| 2013-12-31 | 0.67% | $5.87 Million | $872.06 Million | -0.40pp |
| 2012-12-31 | 1.07% | $9.48 Million | $883.79 Million | +0.12pp |
| 2011-12-31 | 0.95% | $8.40 Million | $885.40 Million | +0.26pp |
| 2010-12-31 | 0.69% | $5.82 Million | $844.92 Million | -0.92pp |
| 2002-12-31 | 1.61% | $7.46 Million | $464.44 Million | +0.59pp |
| 2001-12-31 | 1.02% | $4.60 Million | $451.15 Million | -0.08pp |
| 2000-12-31 | 1.10% | $3.81 Million | $345.62 Million | -- |