Farmers And Merchants Bank of Long Beach
Farmers & Merchants Bank of Long Beach provides various banking products and services to individuals, professionals, and small to medium-sized businesses in the Los Angeles, Orange, and Santa Barbara Counties of the United States. It offers checking, savings, Christmas club savings, health savings, market rate savings, and money market accounts; demand and time deposits; certificates of deposit a… Read more
Farmers And Merchants Bank of Long Beach - Asset Resilience Ratio
Farmers And Merchants Bank of Long Beach (FMBL) has an Asset Resilience Ratio of 7.11% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2025)
This chart shows how Farmers And Merchants Bank of Long Beach's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Farmers And Merchants Bank of Long Beach's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $839.35 Million | 7.11% |
| Total Liquid Assets | $839.35 Million | 7.11% |
Asset Resilience Insights
- Limited Liquidity: Farmers And Merchants Bank of Long Beach maintains only 7.11% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Farmers And Merchants Bank of Long Beach Industry Peers by Asset Resilience Ratio
Compare Farmers And Merchants Bank of Long Beach's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Farmers And Merchants Bank of Long Beach (2015–2025)
The table below shows the annual Asset Resilience Ratio data for Farmers And Merchants Bank of Long Beach.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.11% | $839.35 Million | $11.80 Billion | +6.45pp |
| 2023-12-31 | 0.66% | $79.74 Million | $12.04 Billion | +0.38pp |
| 2022-12-31 | 0.28% | $33.98 Million | $12.05 Billion | -1.05pp |
| 2021-12-31 | 1.33% | $152.46 Million | $11.44 Billion | -0.30pp |
| 2020-12-31 | 1.63% | $160.86 Million | $9.87 Billion | -0.35pp |
| 2019-12-31 | 1.98% | $150.62 Million | $7.61 Billion | -2.09pp |
| 2018-12-31 | 4.07% | $297.47 Million | $7.31 Billion | +0.17pp |
| 2017-12-31 | 3.90% | $272.96 Million | $6.99 Billion | +0.47pp |
| 2016-12-31 | 3.44% | $231.41 Million | $6.73 Billion | +1.76pp |
| 2015-12-31 | 1.68% | $103.28 Million | $6.15 Billion | -- |