High Country Bancorp Inc
High Country Bancorp, Inc., a bank holding company, provides various banking products and services. The company accepts noninterest-bearing and interest-bearing checking accounts, savings, money market, and individual retirement accounts; time deposits; and certificates of deposits. It provides personal loans; commercial real estate loans, equipment loans, and commercial lines of credit; home equ… Read more
High Country Bancorp Inc - Asset Resilience Ratio
High Country Bancorp Inc (HCBC) has an Asset Resilience Ratio of 10.71% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how High Country Bancorp Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down High Country Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $57.14 Million | 10.71% |
| Total Liquid Assets | $57.14 Million | 10.71% |
Asset Resilience Insights
- Moderate Liquidity: High Country Bancorp Inc has 10.71% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
High Country Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare High Country Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for High Country Bancorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for High Country Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 4.70% | $24.14 Million | $513.90 Million | -7.43pp |
| 2024-06-30 | 12.12% | $58.24 Million | $480.43 Million | -2.89pp |
| 2023-06-30 | 15.02% | $66.06 Million | $439.93 Million | +1.57pp |
| 2022-06-30 | 13.45% | $61.25 Million | $455.39 Million | +4.34pp |
| 2021-06-30 | 9.11% | $36.82 Million | $404.26 Million | +0.19pp |
| 2020-06-30 | 8.91% | $29.57 Million | $331.75 Million | -2.55pp |
| 2019-06-30 | 11.46% | $31.56 Million | $275.36 Million | -2.31pp |
| 2018-06-30 | 13.77% | $36.55 Million | $265.35 Million | -2.00pp |
| 2017-06-30 | 15.78% | $39.05 Million | $247.48 Million | +12.61pp |
| 2016-06-30 | 3.17% | $7.30 Million | $230.52 Million | -0.23pp |
| 2015-06-30 | 3.40% | $5.81 Million | $171.02 Million | -1.00pp |
| 2014-06-30 | 4.40% | $8.87 Million | $201.85 Million | +0.40pp |
| 2003-06-30 | 4.00% | $7.49 Million | $187.38 Million | -0.87pp |
| 2002-06-30 | 4.86% | $8.59 Million | $176.59 Million | -0.82pp |
| 2001-06-30 | 5.69% | $9.18 Million | $161.33 Million | +4.73pp |
| 2000-06-30 | 0.96% | $1.32 Million | $137.74 Million | -- |