Heartland Banccorp
Heartland BancCorp operates as the bank holding company for Heartland Bank that provides various banking and financial services to individual and corporate customers. The company offers personal and business checking and savings accounts. It also provides various lending solutions comprising agricultural loans, commercial and business lending, home and personal loans, and title services. In addit… Read more
Heartland Banccorp - Asset Resilience Ratio
Heartland Banccorp (HLAN) has an Asset Resilience Ratio of 11.85% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2023)
This chart shows how Heartland Banccorp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Heartland Banccorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $229.91 Million | 11.85% |
| Total Liquid Assets | $229.91 Million | 11.85% |
Asset Resilience Insights
- Moderate Liquidity: Heartland Banccorp has 11.85% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Heartland Banccorp Industry Peers by Asset Resilience Ratio
Compare Heartland Banccorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Heartland Banccorp (2015–2023)
The table below shows the annual Asset Resilience Ratio data for Heartland Banccorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 11.21% | $211.13 Million | $1.88 Billion | +2.04pp |
| 2022-12-31 | 9.17% | $152.49 Million | $1.66 Billion | -1.48pp |
| 2021-12-31 | 10.65% | $156.50 Million | $1.47 Billion | +1.32pp |
| 2020-12-31 | 9.33% | $144.38 Million | $1.55 Billion | -3.16pp |
| 2019-12-31 | 12.49% | $139.22 Million | $1.11 Billion | -0.94pp |
| 2018-12-31 | 13.42% | $140.56 Million | $1.05 Billion | +0.41pp |
| 2017-12-31 | 13.01% | $117.23 Million | $900.93 Million | -0.18pp |
| 2016-12-31 | 13.19% | $103.04 Million | $781.30 Million | -- |
| 2015-12-31 | 0.00% | $0.00 | $729.50 Million | -- |