Liberty Northwest Bancorp Inc.
Liberty Northwest Bancorp, Inc. operates as a bank holding company for Liberty Bank that provides various banking services to individual and corporate customers. Its deposit products include checking, savings, and term certificate accounts; and lending products comprise commercial real estate loans, residential real estate loans, commercial term loans, SBA guarantee loans, lines of credit, person… Read more
Liberty Northwest Bancorp Inc. - Asset Resilience Ratio
Liberty Northwest Bancorp Inc. (LBNW) has an Asset Resilience Ratio of 5.18% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2023)
This chart shows how Liberty Northwest Bancorp Inc.'s Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Liberty Northwest Bancorp Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $9.59 Million | 5.18% |
| Total Liquid Assets | $9.59 Million | 5.18% |
Asset Resilience Insights
- Limited Liquidity: Liberty Northwest Bancorp Inc. maintains only 5.18% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Liberty Northwest Bancorp Inc. Industry Peers by Asset Resilience Ratio
Compare Liberty Northwest Bancorp Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Liberty Northwest Bancorp Inc. (2019–2023)
The table below shows the annual Asset Resilience Ratio data for Liberty Northwest Bancorp Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 5.18% | $9.59 Million | $185.00 Million | +0.55pp |
| 2022-12-31 | 4.63% | $8.93 Million | $193.02 Million | -0.50pp |
| 2021-12-31 | 5.13% | $8.98 Million | $175.11 Million | +1.40pp |
| 2020-12-31 | 3.72% | $6.34 Million | $170.19 Million | -3.59pp |
| 2019-12-31 | 7.32% | $9.38 Million | $128.23 Million | -- |