Lumbee Guaranty Bank
Lumbee Guaranty Bank provides various financial products and services in the United States. It offers personal and business checking and savings accounts; personal certificates of deposit and individual retirement accounts; and business investment accounts. The company also provides mortgage, auto, recreational vehicle, personal, agriculture, working capital, real estate development, and business… Read more
Lumbee Guaranty Bank - Asset Resilience Ratio
Lumbee Guaranty Bank (LUMB) has an Asset Resilience Ratio of 21.61% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2023)
This chart shows how Lumbee Guaranty Bank's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Lumbee Guaranty Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $112.30 Million | 21.61% |
| Total Liquid Assets | $112.30 Million | 21.61% |
Asset Resilience Insights
- Good Liquidity Position: Lumbee Guaranty Bank maintains a healthy 21.61% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Lumbee Guaranty Bank Industry Peers by Asset Resilience Ratio
Compare Lumbee Guaranty Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Lumbee Guaranty Bank (2017–2023)
The table below shows the annual Asset Resilience Ratio data for Lumbee Guaranty Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 21.61% | $112.30 Million | $519.66 Million | +2.00pp |
| 2022-12-31 | 19.61% | $94.99 Million | $484.34 Million | -1.11pp |
| 2021-12-31 | 20.72% | $98.08 Million | $473.27 Million | +5.35pp |
| 2020-12-31 | 15.37% | $64.13 Million | $417.19 Million | +0.04pp |
| 2019-12-31 | 15.33% | $52.72 Million | $343.97 Million | -1.51pp |
| 2018-12-31 | 16.83% | $56.62 Million | $336.33 Million | -0.35pp |
| 2017-12-31 | 17.19% | $54.90 Million | $319.43 Million | -- |