Oconee Federal Financial Corp
Oconee Federal Financial Corp. operates as a holding company for Oconee Federal Savings and Loan Association that provides various banking products and services in the Oconee and Pickens County areas of northwestern South Carolina, and the northeast area of Georgia in Stephens County and Rabun County. It offers deposit products, including demand, money market, NOW, savings, and individual retirem… Read more
Oconee Federal Financial Corp - Asset Resilience Ratio
Oconee Federal Financial Corp (OFED) has an Asset Resilience Ratio of 19.13% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2025)
This chart shows how Oconee Federal Financial Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Oconee Federal Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $126.70 Million | 19.13% |
| Total Liquid Assets | $126.70 Million | 19.13% |
Asset Resilience Insights
- Good Liquidity Position: Oconee Federal Financial Corp maintains a healthy 19.13% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Oconee Federal Financial Corp Industry Peers by Asset Resilience Ratio
Compare Oconee Federal Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Oconee Federal Financial Corp (2011–2025)
The table below shows the annual Asset Resilience Ratio data for Oconee Federal Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 15.34% | $102.51 Million | $668.19 Million | -1.20pp |
| 2024-06-30 | 16.54% | $110.12 Million | $665.60 Million | -5.83pp |
| 2023-06-30 | 22.38% | $133.25 Million | $595.40 Million | -5.39pp |
| 2022-06-30 | 27.77% | $151.30 Million | $544.79 Million | +2.20pp |
| 2021-06-30 | 25.58% | $139.06 Million | $543.72 Million | +7.98pp |
| 2020-06-30 | 17.60% | $90.73 Million | $515.58 Million | -0.48pp |
| 2019-06-30 | 18.08% | $95.43 Million | $527.83 Million | -5.52pp |
| 2018-06-30 | 23.60% | $115.15 Million | $487.96 Million | -0.99pp |
| 2017-06-30 | 24.59% | $118.33 Million | $481.32 Million | -2.61pp |
| 2016-06-30 | 27.20% | $132.08 Million | $485.64 Million | +3.82pp |
| 2015-06-30 | 23.38% | $111.17 Million | $475.58 Million | -5.42pp |
| 2014-06-30 | 28.79% | $103.81 Million | $360.50 Million | +5.02pp |
| 2013-06-30 | 23.77% | $87.98 Million | $370.10 Million | +6.69pp |
| 2012-06-30 | 17.09% | $64.54 Million | $377.75 Million | +3.89pp |
| 2011-06-30 | 13.19% | $49.38 Million | $374.28 Million | -- |