Peoples Financial Corp
Peoples Financial Corporation operates as the bank holding company for The Peoples Bank that provides banking, financial, and trust services to government entities, individuals, and small and commercial businesses in the United States. The company accepts various deposits, such as interest and non-interest-bearing checking accounts, savings accounts, certificates of deposit, and individual retire… Read more
Peoples Financial Corp - Asset Resilience Ratio
Peoples Financial Corp (PFBX) has an Asset Resilience Ratio of 41.22% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2024)
This chart shows how Peoples Financial Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Peoples Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $312.46 Million | 41.22% |
| Total Liquid Assets | $312.46 Million | 41.22% |
Asset Resilience Insights
- Very High Liquidity: Peoples Financial Corp maintains exceptional liquid asset reserves at 41.22% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Peoples Financial Corp Industry Peers by Asset Resilience Ratio
Compare Peoples Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Peoples Financial Corp (2005–2024)
The table below shows the annual Asset Resilience Ratio data for Peoples Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 37.10% | $308.65 Million | $831.85 Million | -5.45pp |
| 2023-12-31 | 42.55% | $339.48 Million | $797.74 Million | +1.92pp |
| 2022-12-31 | 40.64% | $350.17 Million | $861.64 Million | -5.38pp |
| 2021-12-31 | 46.02% | $376.80 Million | $818.81 Million | +19.05pp |
| 2020-12-31 | 26.96% | $180.13 Million | $668.03 Million | -6.05pp |
| 2019-12-31 | 33.01% | $196.31 Million | $594.70 Million | -3.00pp |
| 2018-12-31 | 36.01% | $222.11 Million | $616.79 Million | -1.76pp |
| 2017-12-31 | 37.77% | $245.66 Million | $650.42 Million | +3.82pp |
| 2016-12-31 | 33.95% | $233.58 Million | $688.01 Million | +2.31pp |
| 2015-12-31 | 31.64% | $202.81 Million | $641.00 Million | -4.50pp |
| 2013-12-31 | 36.13% | $275.44 Million | $762.26 Million | +3.97pp |
| 2012-12-31 | 32.16% | $258.88 Million | $804.91 Million | -2.52pp |
| 2011-12-31 | 34.68% | $278.92 Million | $804.15 Million | +34.68pp |
| 2008-12-31 | 0.00% | $4.00K | $896.41 Million | -0.03pp |
| 2007-12-31 | 0.03% | $270.00K | $927.36 Million | -0.63pp |
| 2006-12-31 | 0.66% | $6.40 Million | $964.02 Million | -11.21pp |
| 2005-12-31 | 11.87% | $100.34 Million | $845.33 Million | -- |