Pacific Financial Corp
Pacific Financial Corporation operates as the bank holding company for Bank of the Pacific that provides various banking products and services. The company offers personal and business checking, savings, and money market accounts; switch kit account; online loan payment; essential, youth savings, and health savings; certificates of deposit; individual retirement accounts; and home equity loans, l… Read more
Pacific Financial Corp - Asset Resilience Ratio
Pacific Financial Corp (PFLC) has an Asset Resilience Ratio of 22.86% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2023)
This chart shows how Pacific Financial Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Pacific Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $277.84 Million | 22.86% |
| Total Liquid Assets | $277.84 Million | 22.86% |
Asset Resilience Insights
- Good Liquidity Position: Pacific Financial Corp maintains a healthy 22.86% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Pacific Financial Corp Industry Peers by Asset Resilience Ratio
Compare Pacific Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Pacific Financial Corp (2004–2023)
The table below shows the annual Asset Resilience Ratio data for Pacific Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 20.73% | $238.12 Million | $1.15 Billion | +3.36pp |
| 2022-12-31 | 17.36% | $226.78 Million | $1.31 Billion | -0.29pp |
| 2021-12-31 | 17.65% | $232.95 Million | $1.32 Billion | +7.01pp |
| 2020-12-31 | 10.64% | $124.19 Million | $1.17 Billion | -0.35pp |
| 2019-12-31 | 10.99% | $102.16 Million | $929.41 Million | -2.38pp |
| 2018-12-31 | 13.37% | $121.38 Million | $907.93 Million | +1.08pp |
| 2017-12-31 | 12.29% | $110.02 Million | $894.95 Million | -0.19pp |
| 2016-12-31 | 12.49% | $111.30 Million | $891.38 Million | +12.16pp |
| 2015-12-31 | 0.33% | $2.73 Million | $824.61 Million | -11.65pp |
| 2014-12-31 | 11.99% | $89.27 Million | $744.81 Million | -1.65pp |
| 2013-12-31 | 13.64% | $96.14 Million | $705.04 Million | +6.54pp |
| 2012-12-31 | 7.10% | $45.67 Million | $643.59 Million | +2.65pp |
| 2011-12-31 | 4.45% | $28.52 Million | $641.25 Million | -3.98pp |
| 2010-12-31 | 8.43% | $54.33 Million | $644.40 Million | +2.44pp |
| 2009-12-31 | 5.99% | $40.07 Million | $668.63 Million | +5.78pp |
| 2008-12-31 | 0.22% | $1.36 Million | $625.84 Million | +0.17pp |
| 2007-12-31 | 0.04% | $253.00K | $565.59 Million | -4.55pp |
| 2006-12-31 | 4.59% | $25.82 Million | $562.38 Million | +4.53pp |
| 2005-12-31 | 0.06% | $283.00K | $489.41 Million | -2.54pp |
| 2004-12-31 | 2.60% | $11.49 Million | $441.79 Million | -- |