SVB & T Corp
SVB & T Corporation operates as a financial holding company for Springs Valley Bank & Trust Company, providing banking, financial, and wealth management services to families and businesses in Dubois, Daviess, Gibson, Orange, and surrounding counties in southern Indiana. The company offers checking, savings, and club accounts, certificates of deposit, individual retirement accounts, health savings… Read more
SVB & T Corp - Asset Resilience Ratio
SVB & T Corp (SVBT) has an Asset Resilience Ratio of 10.95% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2023)
This chart shows how SVB & T Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down SVB & T Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $69.55 Million | 10.95% |
| Total Liquid Assets | $69.55 Million | 10.95% |
Asset Resilience Insights
- Moderate Liquidity: SVB & T Corp has 10.95% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
SVB & T Corp Industry Peers by Asset Resilience Ratio
Compare SVB & T Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for SVB & T Corp (2016–2023)
The table below shows the annual Asset Resilience Ratio data for SVB & T Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 10.09% | $61.92 Million | $613.55 Million | -0.27pp |
| 2022-12-31 | 10.36% | $58.09 Million | $560.66 Million | -3.20pp |
| 2021-12-31 | 13.56% | $66.45 Million | $490.10 Million | +1.17pp |
| 2020-12-31 | 12.39% | $61.46 Million | $496.12 Million | -0.38pp |
| 2019-12-31 | 12.77% | $57.82 Million | $452.85 Million | -1.11pp |
| 2018-12-31 | 13.88% | $55.64 Million | $400.95 Million | +0.31pp |
| 2017-12-31 | 13.57% | $51.68 Million | $380.83 Million | -0.27pp |
| 2016-12-31 | 13.84% | $48.89 Million | $353.26 Million | -- |