Andover Bancorp Inc
Andover Bancorp, Inc. operates as the bank holding company for Andover Bank that provides commercial and retail banking products and services. The company offers savings and checking accounts, individual retirement accounts, and certificates of deposit. It also provides mortgage, construction, home equity, vehicle, student, and personal loans; term, commercial real estate, working capital lines o… Read more
Andover Bancorp Inc - Asset Resilience Ratio
Andover Bancorp Inc (ANDC) has an Asset Resilience Ratio of 0.19% as of June 2001. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1998–2018)
This chart shows how Andover Bancorp Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Andover Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.40 Million | 0.19% |
| Total Liquid Assets | $3.40 Million | 0.19% |
Asset Resilience Insights
- Limited Liquidity: Andover Bancorp Inc maintains only 0.19% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Andover Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Andover Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Andover Bancorp Inc (1998–2018)
The table below shows the annual Asset Resilience Ratio data for Andover Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2018-12-31 | 0.00% | $0.00 | $396.96 Million | -- |
| 2017-12-31 | 0.00% | $0.00 | $411.54 Million | -- |
| 2016-12-31 | 0.00% | $0.00 | $399.80 Million | -- |
| 2015-12-31 | 0.00% | $0.00 | $400.01 Million | -- |
| 2000-12-31 | 1.61% | $29.30 Million | $1.82 Billion | +1.50pp |
| 1999-12-31 | 0.11% | $1.60 Million | $1.49 Billion | -1.03pp |
| 1998-12-31 | 1.14% | $16.10 Million | $1.41 Billion | -- |