Baker Boyer Bancorp
Baker Boyer Bancorp operates as the bank holding company for Baker Boyer National Bank that provides various banking products and services in southeastern Washington and northeastern Oregon. The company accepts personal and business checking and saving accounts; and offers home, construction, business, and personal loans, as well as home equity lines of credit. It also provides cash management se… Read more
Baker Boyer Bancorp - Asset Resilience Ratio
Baker Boyer Bancorp (BBBK) has an Asset Resilience Ratio of -1.13% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2010–2023)
This chart shows how Baker Boyer Bancorp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Baker Boyer Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $-7.97 Million | -1.13% |
| Total Liquid Assets | $-7.97 Million | -1.13% |
Asset Resilience Insights
- Limited Liquidity: Baker Boyer Bancorp maintains only -1.13% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Baker Boyer Bancorp Industry Peers by Asset Resilience Ratio
Compare Baker Boyer Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Baker Boyer Bancorp (2010–2023)
The table below shows the annual Asset Resilience Ratio data for Baker Boyer Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -35.87% | $-254.72 Million | $710.13 Million | -31.39pp |
| 2022-12-31 | -4.48% | $-34.22 Million | $764.60 Million | +11.88pp |
| 2021-12-31 | -16.36% | $-132.90 Million | $812.53 Million | +6.10pp |
| 2020-12-31 | -22.46% | $-162.97 Million | $725.68 Million | -47.72pp |
| 2018-12-31 | 25.26% | $151.82 Million | $600.99 Million | +4.87pp |
| 2017-12-31 | 20.39% | $123.81 Million | $607.08 Million | +3.66pp |
| 2016-12-31 | 16.73% | $100.66 Million | $601.53 Million | +3.84pp |
| 2015-12-31 | 12.89% | $73.09 Million | $567.08 Million | +4.41pp |
| 2014-12-31 | 8.48% | $46.90 Million | $552.82 Million | -4.70pp |
| 2013-12-31 | 13.19% | $73.01 Million | $553.66 Million | -3.75pp |
| 2012-12-31 | 16.94% | $92.66 Million | $546.91 Million | +3.64pp |
| 2011-12-31 | 13.30% | $66.77 Million | $502.02 Million | +3.47pp |
| 2010-12-31 | 9.83% | $45.82 Million | $466.01 Million | -- |