BBNA
Bonvenu Bancorp, Inc. operates as the bank holding company for Citizens National Bank that provides personal and business banking services. It offers checking, savings, and individual retirement accounts, as well as certificates of deposit. The company also provides personal loans, such as vacation loans, lines of credit, home equity loans, home construction loans, and loans for various other con… Read more
BBNA - Asset Resilience Ratio
BBNA (BBNA) has an Asset Resilience Ratio of 38.62% as of December 1996. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1994–1995)
This chart shows how BBNA's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down BBNA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $202.50 Million | 38.62% |
| Total Liquid Assets | $202.50 Million | 38.62% |
Asset Resilience Insights
- Very High Liquidity: BBNA maintains exceptional liquid asset reserves at 38.62% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
BBNA Industry Peers by Asset Resilience Ratio
Compare BBNA's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for BBNA (1994–1995)
The table below shows the annual Asset Resilience Ratio data for BBNA.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 1995-12-31 | 45.90% | $220.30 Million | $480.00 Million | -1.82pp |
| 1994-12-31 | 47.71% | $206.50 Million | $432.80 Million | -- |