Chino Commercial Bancorp
Chino Commercial Bancorp operates as the bank holding company for Chino Commercial Bank, N.A. that provides commercial banking services to individuals and small businesses primarily in the Inland Empire region of Southern California. Its deposit products include non-interest bearing deposits, money market accounts, NOW and savings accounts, and certificates of deposit accounts. The company provid… Read more
Chino Commercial Bancorp - Asset Resilience Ratio
Chino Commercial Bancorp (CCBC) has an Asset Resilience Ratio of 0.22% as of December 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2019)
This chart shows how Chino Commercial Bancorp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Chino Commercial Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $496.00K | 0.22% |
| Total Liquid Assets | $496.00K | 0.22% |
Asset Resilience Insights
- Limited Liquidity: Chino Commercial Bancorp maintains only 0.22% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Chino Commercial Bancorp Industry Peers by Asset Resilience Ratio
Compare Chino Commercial Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Chino Commercial Bancorp (2006–2019)
The table below shows the annual Asset Resilience Ratio data for Chino Commercial Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 13.91% | $31.92 Million | $229.51 Million | +12.92pp |
| 2018-12-31 | 0.98% | $1.99 Million | $202.26 Million | +0.34pp |
| 2017-12-31 | 0.64% | $1.24 Million | $193.04 Million | -0.77pp |
| 2016-12-31 | 1.41% | $2.48 Million | $175.47 Million | -1.66pp |
| 2015-12-31 | 3.07% | $4.96 Million | $161.38 Million | -11.56pp |
| 2014-12-31 | 14.64% | $19.05 Million | $130.13 Million | +14.51pp |
| 2007-12-31 | 0.12% | $99.00K | $79.95 Million | -2.68pp |
| 2006-12-31 | 2.81% | $2.54 Million | $90.47 Million | -- |