CCSB Financial Corp
CCSB Financial Corp. operates as a financial holding company for Clay County Savings Bank that provides a range of banking and financial services to individual and corporate customers in Kansas City, Missouri. It offers personal banking products and services, including checking accounts, statement savings, health savings, money markets, kids adventure club, first-time home buyer savings accounts,… Read more
CCSB Financial Corp - Asset Resilience Ratio
CCSB Financial Corp (CCFC) has an Asset Resilience Ratio of -19.50% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2023)
This chart shows how CCSB Financial Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down CCSB Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $-29.33 Million | -19.5% |
| Total Liquid Assets | $-29.33 Million | -19.50% |
Asset Resilience Insights
- Limited Liquidity: CCSB Financial Corp maintains only -19.50% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
CCSB Financial Corp Industry Peers by Asset Resilience Ratio
Compare CCSB Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for CCSB Financial Corp (2000–2023)
The table below shows the annual Asset Resilience Ratio data for CCSB Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-09-30 | -1.92% | $-2.98 Million | $155.28 Million | +1.35pp |
| 2022-09-30 | -3.27% | $-4.94 Million | $151.30 Million | +1.47pp |
| 2021-09-30 | -4.73% | $-7.18 Million | $151.59 Million | +0.26pp |
| 2020-09-30 | -4.99% | $-6.42 Million | $128.57 Million | -9.83pp |
| 2019-09-30 | 4.84% | $5.40 Million | $111.56 Million | +0.69pp |
| 2018-09-30 | 4.16% | $4.66 Million | $112.16 Million | +0.59pp |
| 2017-09-30 | 3.57% | $3.43 Million | $96.16 Million | +0.43pp |
| 2016-09-30 | 3.14% | $2.94 Million | $93.62 Million | +1.47pp |
| 2015-09-30 | 1.67% | $1.48 Million | $88.67 Million | +0.25pp |
| 2014-09-30 | 1.41% | $1.23 Million | $87.11 Million | +0.11pp |
| 2005-09-30 | 1.30% | $1.23 Million | $94.90 Million | +0.56pp |
| 2004-09-30 | 0.74% | $662.00K | $89.03 Million | -3.75pp |
| 2003-09-30 | 4.50% | $3.84 Million | $85.47 Million | -9.16pp |
| 2002-09-30 | 13.66% | $10.65 Million | $77.92 Million | +9.55pp |
| 2001-09-30 | 4.11% | $3.19 Million | $77.65 Million | +2.46pp |
| 2000-09-30 | 1.66% | $1.29 Million | $77.76 Million | -- |