Community Investors Bancorp Inc
Community Investors Bancorp, Inc. operates as a thrift holding company for First Federal Community Bank of Bucyrus, provides banking and financial services to individual and corporate customers in northern Ohio. The company offers deposit accounts, including checking, savings, money market, christmas club, health savings, certificates of deposit, and individual retirement account, as well as ohio… Read more
Community Investors Bancorp Inc - Asset Resilience Ratio
Community Investors Bancorp Inc (CIBN) has an Asset Resilience Ratio of -4.52% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Community Investors Bancorp Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Community Investors Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $-14.48 Million | -4.52% |
| Total Liquid Assets | $-14.48 Million | -4.52% |
Asset Resilience Insights
- Limited Liquidity: Community Investors Bancorp Inc maintains only -4.52% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Community Investors Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Community Investors Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Community Investors Bancorp Inc (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Community Investors Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-06-30 | -1.11% | $-3.46 Million | $311.67 Million | -0.73pp |
| 2023-06-30 | -0.38% | $-1.04 Million | $271.87 Million | -0.29pp |
| 2022-06-30 | -0.09% | $-221.00K | $233.81 Million | +0.27pp |
| 2021-06-30 | -0.37% | $-812.00K | $222.38 Million | +0.11pp |
| 2020-06-30 | -0.47% | $-974.00K | $206.76 Million | -1.05pp |
| 2019-06-30 | 0.58% | $986.00K | $168.92 Million | -0.06pp |
| 2018-06-30 | 0.64% | $986.00K | $154.01 Million | -0.08pp |
| 2015-06-30 | 0.72% | $992.00K | $137.09 Million | -0.80pp |
| 2014-06-30 | 1.52% | $1.98 Million | $130.37 Million | -0.85pp |
| 2005-06-30 | 2.37% | $2.87 Million | $120.65 Million | -1.19pp |
| 2004-06-30 | 3.57% | $4.35 Million | $121.85 Million | -7.41pp |
| 2003-06-30 | 10.98% | $13.47 Million | $122.66 Million | +5.73pp |
| 2002-06-30 | 5.25% | $6.29 Million | $119.79 Million | +4.47pp |
| 2001-06-30 | 0.78% | $887.00K | $114.33 Million | +0.26pp |
| 2000-06-30 | 0.51% | $612.00K | $119.03 Million | -- |