CoBank, ACB operates as a cooperative bank that provides financial products and services in the United States. The company operates through three segments: Agribusiness, Farm Credit Banking, and Rural Infrastructure. The company offers various loan products, such as intermediate- and long-term loans, revolving term loans, interim and bridge loans, construction loans, short-term lines of credit, and acquisition financing. It also provides lease financing and related services for a range of agricultural production and forestry equipment, including grain, feed, fertilizer, and seed; storage and handling; building and bins; material handling and construction; packaging and processing; transportation; and utility, communication, and energy. In addition, the company offers trade finance products, including commercial and standby letters of credit, documentary collections, and pre-export financing. Further, it provides interest rate caps and swaps; capital market services comprising debt capital raising, secondary market trading, deal structuring and pricing advice, and post-closing administrative agency services; and cash management services, including payables, receivables, information reporting, liquidity, and fraud management, as well as online banking, mobile banking, and commercial credit card solutions. Furthermore, the company owns and leases mineral interests located in Arizona, California, Colorado, Kansas, Nevada, New Mexico, Oklahoma, and Utah. It serves agricultural cooperatives; other food and agribusiness companies; rural power, communications, and water cooperatives and companies; rural community facilities; agricultural credit associations; farmer-owned financial institutions; and other businesses that serve agriculture and rural communities. The company was founded in 1989 and is based in Greenwood Village, Colorado. CoBank, ACB operates as a subsidiary of Farm Credit System.