Cornerstone Community Bancorp
Cornerstone Community Bancorp operates as the bank holding company for Cornerstone Community Bank that provides commercial, industrial, agricultural and personal credit, and other banking services in Tehama and Shasta counties, and the surrounding areas in California. The company offers personal banking products comprising personal checking and savings accounts that include standard savings, mone… Read more
Cornerstone Community Bancorp - Asset Resilience Ratio
Cornerstone Community Bancorp (CRSB) has an Asset Resilience Ratio of -7.52% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2023)
This chart shows how Cornerstone Community Bancorp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Cornerstone Community Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $-50.31 Million | -7.52% |
| Total Liquid Assets | $-50.31 Million | -7.52% |
Asset Resilience Insights
- Limited Liquidity: Cornerstone Community Bancorp maintains only -7.52% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Cornerstone Community Bancorp Industry Peers by Asset Resilience Ratio
Compare Cornerstone Community Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Cornerstone Community Bancorp (2014–2023)
The table below shows the annual Asset Resilience Ratio data for Cornerstone Community Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -10.93% | $-70.29 Million | $642.93 Million | -10.95pp |
| 2022-12-31 | 0.02% | $123.26K | $582.58 Million | +0.00pp |
| 2021-12-31 | 0.02% | $121.46K | $603.58 Million | -2.83pp |
| 2020-12-31 | 2.85% | $14.17 Million | $497.83 Million | +1.87pp |
| 2019-12-31 | 0.98% | $2.83 Million | $288.36 Million | -8.30pp |
| 2018-12-31 | 9.28% | $24.73 Million | $266.36 Million | +1.83pp |
| 2017-12-31 | 7.46% | $17.08 Million | $229.04 Million | +4.29pp |
| 2016-12-31 | 3.16% | $6.15 Million | $194.38 Million | +1.42pp |
| 2015-12-31 | 1.75% | $3.00 Million | $171.38 Million | +1.23pp |
| 2014-12-31 | 0.52% | $778.50K | $149.16 Million | -- |