Eureka Homestead Bancorp Inc
Eureka Homestead Bancorp, Inc. operates as the bank holding company for Eureka Homestead that provides various banking products and services. It accepts various deposit products, including passbook savings accounts, money market accounts, and certificates of deposit. The company also offers mortgage loans, including 1-4 family, residential, construction and land, multifamily, and commercial real … Read more
Eureka Homestead Bancorp Inc - Asset Resilience Ratio
Eureka Homestead Bancorp Inc (ERKH) has an Asset Resilience Ratio of 4.56% as of March 2022. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2021)
This chart shows how Eureka Homestead Bancorp Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Eureka Homestead Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.59 Million | 4.56% |
| Total Liquid Assets | $4.59 Million | 4.56% |
Asset Resilience Insights
- Limited Liquidity: Eureka Homestead Bancorp Inc maintains only 4.56% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Eureka Homestead Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Eureka Homestead Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Eureka Homestead Bancorp Inc (2017–2021)
The table below shows the annual Asset Resilience Ratio data for Eureka Homestead Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2021-12-31 | 5.14% | $5.33 Million | $103.59 Million | -0.91pp |
| 2020-12-31 | 6.06% | $6.05 Million | $99.90 Million | -0.05pp |
| 2019-12-31 | 6.10% | $6.47 Million | $106.00 Million | +5.34pp |
| 2018-12-31 | 0.76% | $750.00K | $98.07 Million | -0.23pp |
| 2017-12-31 | 1.00% | $947.00K | $94.94 Million | -- |