1st Colonial Bancorp Inc
1st Colonial Bancorp, Inc. operates as the bank holding company for 1st Colonial Community Bank that provides a range of business and consumer financial services in the United States. The company offers business and personal checking and saving, money market, and club accounts; certificates of deposits; and personal lending products, such as personal, auto, and boat loans; residential mortgages t… Read more
1st Colonial Bancorp Inc - Asset Resilience Ratio
1st Colonial Bancorp Inc (FCOB) has an Asset Resilience Ratio of 13.31% as of December 2017. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2022)
This chart shows how 1st Colonial Bancorp Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down 1st Colonial Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $71.89 Million | 13.31% |
| Total Liquid Assets | $71.89 Million | 13.31% |
Asset Resilience Insights
- Moderate Liquidity: 1st Colonial Bancorp Inc has 13.31% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
1st Colonial Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare 1st Colonial Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for 1st Colonial Bancorp Inc (2002–2022)
The table below shows the annual Asset Resilience Ratio data for 1st Colonial Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2022-12-31 | 0.00% | $-28.00K | $781.96 Million | +0.00pp |
| 2021-12-31 | 0.00% | $-26.00K | $682.83 Million | +0.00pp |
| 2020-12-31 | -0.01% | $-36.00K | $636.06 Million | +0.11pp |
| 2019-12-31 | -0.12% | $-675.00K | $575.20 Million | -13.43pp |
| 2017-12-31 | 13.31% | $71.89 Million | $540.13 Million | -2.66pp |
| 2016-12-31 | 15.97% | $77.91 Million | $487.82 Million | +15.90pp |
| 2013-12-31 | 0.07% | $250.00K | $336.17 Million | -0.09pp |
| 2012-12-31 | 0.16% | $500.00K | $304.20 Million | -1.21pp |
| 2010-12-31 | 1.38% | $3.75 Million | $272.62 Million | -1.01pp |
| 2009-12-31 | 2.39% | $6.60 Million | $276.58 Million | -5.86pp |
| 2003-12-31 | 8.24% | $9.73 Million | $118.07 Million | +2.14pp |
| 2002-12-31 | 6.11% | $6.00 Million | $98.32 Million | -- |