Funding Circle Holdings plc
Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom and internationally. The company offers small business loans, recovery loan schemes, and business finance solutions to small enterprises. It also provides flexipay and flexipay card solutions. In addition, the company offers asset, vehicle, agricultural, and equipment finance servi… Read more
Funding Circle Holdings plc - Asset Resilience Ratio
Funding Circle Holdings plc (FDCHF) has an Asset Resilience Ratio of 54.97% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2025)
This chart shows how Funding Circle Holdings plc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Funding Circle Holdings plc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $294.55 Million | 54.97% |
| Total Liquid Assets | $294.55 Million | 54.97% |
Asset Resilience Insights
- Very High Liquidity: Funding Circle Holdings plc maintains exceptional liquid asset reserves at 54.97% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Funding Circle Holdings plc Industry Peers by Asset Resilience Ratio
Compare Funding Circle Holdings plc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Funding Circle Holdings plc (2014–2025)
The table below shows the annual Asset Resilience Ratio data for Funding Circle Holdings plc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 54.97% | $294.55 Million | $535.81 Million | +54.78pp |
| 2024-12-31 | 0.20% | $700.00K | $358.00 Million | -4.79pp |
| 2023-12-31 | 4.98% | $18.60 Million | $373.20 Million | -17.18pp |
| 2022-12-31 | 22.16% | $85.10 Million | $384.00 Million | +17.81pp |
| 2021-12-31 | 4.35% | $24.60 Million | $565.90 Million | -62.89pp |
| 2020-12-31 | 67.23% | $525.90 Million | $782.20 Million | -3.95pp |
| 2019-12-31 | 71.18% | $708.60 Million | $995.50 Million | +70.09pp |
| 2018-12-31 | 1.09% | $4.70 Million | $430.10 Million | -0.75pp |
| 2017-12-31 | 1.85% | $3.10 Million | $167.90 Million | +0.72pp |
| 2016-12-31 | 1.12% | $1.30 Million | $115.80 Million | -2.05pp |
| 2015-12-31 | 3.17% | $4.60 Million | $145.20 Million | +0.65pp |
| 2014-12-31 | 2.51% | $1.34 Million | $53.44 Million | -- |