First Farmers and Merchants Corporation
First Farmers and Merchants Corporation operates as the bank holding company for First Farmers and Merchants Bank that provides a range of banking and financial services to individual and corporate customers in Middle Tennessee and Northern Alabama. The company offers checking and savings accounts, retirement accounts, and certificates of deposit. Its loan portfolio includes home and commercial m… Read more
First Farmers and Merchants Corporation - Asset Resilience Ratio
First Farmers and Merchants Corporation (FFMH) has an Asset Resilience Ratio of -3.00% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2023)
This chart shows how First Farmers and Merchants Corporation's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down First Farmers and Merchants Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $-55.67 Million | -3.0% |
| Total Liquid Assets | $-55.67 Million | -3.00% |
Asset Resilience Insights
- Limited Liquidity: First Farmers and Merchants Corporation maintains only -3.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
First Farmers and Merchants Corporation Industry Peers by Asset Resilience Ratio
Compare First Farmers and Merchants Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for First Farmers and Merchants Corporation (2015–2023)
The table below shows the annual Asset Resilience Ratio data for First Farmers and Merchants Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 0.01% | $117.00K | $1.87 Billion | +0.00pp |
| 2022-12-31 | 0.00% | $57.00K | $1.94 Billion | -0.42pp |
| 2021-12-31 | 0.42% | $8.37 Million | $1.97 Billion | +0.22pp |
| 2020-12-31 | 0.21% | $3.77 Million | $1.80 Billion | -1.85pp |
| 2017-12-31 | 2.06% | $28.29 Million | $1.38 Billion | +1.28pp |
| 2016-12-31 | 0.78% | $10.38 Million | $1.34 Billion | -2.62pp |
| 2015-12-31 | 3.39% | $42.77 Million | $1.26 Billion | -- |