FNB Inc
FNB, Inc. operates as the bank holding company for The First National Bank of Dennison that provides personal and business banking products in Ohio. Its products and services include checking, savings, certificates of deposit, and individual retirement accounts; debit cards; and cash management, merchant card processing, night depository, overdraft protection, safe deposit boxes, and mobile and o… Read more
FNB Inc - Asset Resilience Ratio
FNB Inc (FIDS) has an Asset Resilience Ratio of 5.91% as of March 2003. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2023)
This chart shows how FNB Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down FNB Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $8.77 Million | 5.91% |
| Total Liquid Assets | $8.77 Million | 5.91% |
Asset Resilience Insights
- Limited Liquidity: FNB Inc maintains only 5.91% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
FNB Inc Industry Peers by Asset Resilience Ratio
Compare FNB Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for FNB Inc (2000–2023)
The table below shows the annual Asset Resilience Ratio data for FNB Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 18.98% | $54.07 Million | $284.89 Million | +27.73pp |
| 2022-12-31 | -8.75% | $-25.32 Million | $289.49 Million | +8.98pp |
| 2021-12-31 | -17.73% | $-51.25 Million | $289.17 Million | +16.99pp |
| 2020-12-31 | -34.72% | $-96.38 Million | $277.60 Million | -20.73pp |
| 2019-12-31 | -13.99% | $-32.56 Million | $232.78 Million | -15.73pp |
| 2002-12-31 | 1.74% | $2.50 Million | $143.29 Million | -0.96pp |
| 2001-12-31 | 2.71% | $3.75 Million | $138.51 Million | -0.90pp |
| 2000-12-31 | 3.60% | $4.89 Million | $135.78 Million | -- |