First Niles Financial Inc
First Niles Financial, Inc. operates as a holding company for the Home Federal Savings and Loan Association of Niles that provides various banking products and services in Ohio. The company operates in two segments, Community Banking and Mortgage Banking. The company offers personal and business checking and savings accounts, IRAs, money market and direct deposits, certificates of deposit, and Ch… Read more
First Niles Financial Inc - Asset Resilience Ratio
First Niles Financial Inc (FNFI) has an Asset Resilience Ratio of 0.00% as of June 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2023)
This chart shows how First Niles Financial Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down First Niles Financial Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $0.00 | 0.00% |
Asset Resilience Insights
- Limited Liquidity: First Niles Financial Inc maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company maintains a balanced mix of cash and short-term investments.
First Niles Financial Inc Industry Peers by Asset Resilience Ratio
Compare First Niles Financial Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for First Niles Financial Inc (2000–2023)
The table below shows the annual Asset Resilience Ratio data for First Niles Financial Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -2.61% | $-4.10 Million | $156.90 Million | -1.98pp |
| 2022-12-31 | -0.63% | $-847.00K | $133.89 Million | +0.05pp |
| 2021-12-31 | -0.68% | $-850.00K | $124.50 Million | +0.09pp |
| 2020-12-31 | -0.77% | $-850.00K | $109.69 Million | -- |
| 2018-12-31 | 0.00% | $0.00 | $99.14 Million | -- |
| 2017-12-31 | 0.00% | $0.00 | $99.84 Million | -- |
| 2016-12-31 | 0.00% | $0.00 | $97.47 Million | -- |
| 2015-12-31 | 0.00% | $0.00 | $98.47 Million | -- |
| 2014-12-31 | 6.87% | $6.62 Million | $96.44 Million | +1.97pp |
| 2013-12-31 | 4.90% | $4.74 Million | $96.78 Million | -9.55pp |
| 2012-12-31 | 14.45% | $14.77 Million | $102.15 Million | +6.88pp |
| 2011-12-31 | 7.57% | $7.86 Million | $103.81 Million | +4.13pp |
| 2010-12-31 | 3.44% | $3.62 Million | $105.14 Million | +0.33pp |
| 2009-12-31 | 3.11% | $3.24 Million | $104.08 Million | +0.29pp |
| 2008-12-31 | 2.83% | $2.85 Million | $100.87 Million | +1.55pp |
| 2007-12-31 | 1.27% | $1.29 Million | $100.92 Million | -0.29pp |
| 2006-12-31 | 1.56% | $1.51 Million | $96.78 Million | -1.59pp |
| 2005-12-31 | 3.15% | $3.10 Million | $98.52 Million | -1.99pp |
| 2004-12-31 | 5.14% | $5.10 Million | $99.23 Million | -1.28pp |
| 2003-12-31 | 6.43% | $6.43 Million | $100.03 Million | -1.96pp |
| 2002-12-31 | 8.38% | $8.44 Million | $100.64 Million | +3.10pp |
| 2001-12-31 | 5.29% | $5.08 Million | $96.11 Million | +1.59pp |
| 2000-12-31 | 3.69% | $2.86 Million | $77.55 Million | -- |