First Ottawa Bancshares Inc
First Ottawa Bancshares, Inc. operates as the bank holding company for American Commercial Bank & Trust, National Association that provides a range of banking and financial services to individual and corporate customers in LaSalle, Grundy, Cook, and other counties in Illinois. The company offers personal banking services, including checking and savings accounts; time deposits; certificates of dep… Read more
First Ottawa Bancshares Inc - Asset Resilience Ratio
First Ottawa Bancshares Inc (FOTB) has an Asset Resilience Ratio of -9.04% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2019)
This chart shows how First Ottawa Bancshares Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down First Ottawa Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $-151.13 Million | -9.04% |
| Total Liquid Assets | $-151.13 Million | -9.04% |
Asset Resilience Insights
- Limited Liquidity: First Ottawa Bancshares Inc maintains only -9.04% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
First Ottawa Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare First Ottawa Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for First Ottawa Bancshares Inc (2009–2019)
The table below shows the annual Asset Resilience Ratio data for First Ottawa Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | -0.17% | $-750.00K | $453.15 Million | -- |
| 2017-12-31 | 0.00% | $0.00 | $286.35 Million | -- |
| 2016-12-31 | 0.16% | $449.00K | $281.25 Million | -1.69pp |
| 2015-12-31 | 1.85% | $5.28 Million | $285.52 Million | -7.28pp |
| 2011-12-31 | 9.13% | $24.70 Million | $270.66 Million | -15.32pp |
| 2010-12-31 | 24.45% | $69.88 Million | $285.80 Million | +4.38pp |
| 2009-12-31 | 20.08% | $56.95 Million | $283.70 Million | -- |