Guaranty Financial Corporation
Guaranty Financial Corporation operates as the bank holding company for Guaranty Bank that provides various banking services in Wisconsin, Illinois, Michigan, Minnesota, and Georgia. It accepts various checking and savings accounts, certificates of deposit, money market accounts, and individual retirement accounts. The company also offers mortgage loans; and debit and credit cards, online and mob… Read more
Guaranty Financial Corporation - Asset Resilience Ratio
Guaranty Financial Corporation (GFCJ) has an Asset Resilience Ratio of 10.70% as of September 1999. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1994–1999)
This chart shows how Guaranty Financial Corporation's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Guaranty Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $26.30 Million | 10.7% |
| Total Liquid Assets | $26.30 Million | 10.70% |
Asset Resilience Insights
- Moderate Liquidity: Guaranty Financial Corporation has 10.70% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Guaranty Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Guaranty Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Guaranty Financial Corporation (1994–1999)
The table below shows the annual Asset Resilience Ratio data for Guaranty Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 1999-12-31 | 10.70% | $26.30 Million | $245.80 Million | -1.85pp |
| 1997-12-31 | 12.55% | $16.40 Million | $130.70 Million | -1.60pp |
| 1996-12-31 | 14.15% | $16.30 Million | $115.20 Million | +7.45pp |
| 1994-12-31 | 6.70% | $6.00 Million | $89.50 Million | -- |