Hamlin Bank and Trust Company
Hamlin Bank and Trust Company provides various financial and trust services in Northwestern Pennsylvania. The company accepts checking, savings, individual retirement accounts, and certificates of deposit. Its loan products include mortgage loans; consumer loans, including personal, auto, home equity, boat, camper, and recreational vehicle loans; and commercial lines of credit, property and equip… Read more
Hamlin Bank and Trust Company - Asset Resilience Ratio
Hamlin Bank and Trust Company (HMLN) has an Asset Resilience Ratio of 0.00% as of December 2005. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2022)
This chart shows how Hamlin Bank and Trust Company's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Hamlin Bank and Trust Company's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $-54.00 | -0.0% |
| Total Liquid Assets | $-54.00 | 0.00% |
Asset Resilience Insights
- Limited Liquidity: Hamlin Bank and Trust Company maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Hamlin Bank and Trust Company Industry Peers by Asset Resilience Ratio
Compare Hamlin Bank and Trust Company's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Hamlin Bank and Trust Company (2004–2022)
The table below shows the annual Asset Resilience Ratio data for Hamlin Bank and Trust Company.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2022-12-31 | -12.51% | $-55.59 Million | $444.50 Million | +21.72pp |
| 2021-12-31 | -34.23% | $-158.42 Million | $462.84 Million | -10.13pp |
| 2020-12-31 | -24.10% | $-101.04 Million | $419.31 Million | -18.45pp |
| 2019-12-31 | -5.65% | $-21.98 Million | $388.93 Million | -5.65pp |
| 2005-12-31 | 0.00% | $-54.00 | $372.35 Million | 0.00pp |
| 2004-12-31 | 0.00% | $169.00 | $392.69 Million | -- |